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	<title>Mortgage Note Modifications</title>
	<link>http://www.mortgagenotemod.com</link>
	<description>Loan Modifications, Short Sale, Home Loan Payment Relief and Forbearance</description>
	<lastBuildDate>Mon, 09 Mar 2009 21:57:42 +0000</lastBuildDate>
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		<title>Home Foreclosure Rise Again</title>
		<description><![CDATA[Yes, delinquency rates exclude home loans already in foreclosure. At the fourth quarter&#8217;s end, that figure stood at 1.5 million home mortgage loans which is about 3.30 % of all mortgages on the market.  &#8220;Foreclosure inventory jumped sharply in the fourth quarter, even though the rate at which home mortgages were entering foreclosure remained unchanged,&#8221; said the association&#8217;s chief [...]]]></description>
		<link>http://www.mortgagenotemod.com/2009/03/09/home-foreclosure-rise-again/</link>
			</item>
	<item>
		<title>More Than 11 % of Mortgages Delinquent or in Foreclosure</title>
		<description><![CDATA[
The number of homeowners falling behind on their mortgages or already in foreclosure surged to record highs during the fourth quarter, according to industry data released yesterday.  About 7.88% of mortgage loans were delinquent during the quarter, according to the survey by the Mortgage Bankers Association, an industry group. It is up from 5.82 % [...]]]></description>
		<link>http://www.mortgagenotemod.com/2009/03/08/more-than-11-of-mortgages-delinquent-or-in-foreclosure/</link>
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		<title>Mortgage Modification Most Asked Questions</title>
		<description><![CDATA[The mortgage crisis has many homeowners becoming very anxious to get rid of a unaffordable mortgage due to a number of reasons. Some solutions for homeowners are to either refinance or get a loan modification from their bank or mortgage lender. Since home values have been decreasing some homeowners simply walked away or were unsuccessful in [...]]]></description>
		<link>http://www.mortgagenotemod.com/2009/02/03/mortgage-modification-most-asked-questions/</link>
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		<title>Mortgage Relief? Loan Bailouts? Who Qualifies?</title>
		<description><![CDATA[Bob and Mary Keenan need mortgage relief quickly with a reduced payment. A series of reversals has left them strapped and incapable of paying all their bills, the largest of which is the loan on their newly built home.  Mortgage workout programs are all over the news and sound like nirvana to financially distressed homeowners [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/23/mortgage-relief-loan-bailouts-who-qualifies/</link>
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		<title>Streamlined Mortgage Rate Modification Program Now Available to Homeowners</title>
		<description><![CDATA[FNM said that the Streamlined Modification Program (SMP) announced by the Federal Housing Finance Agency (FHFA) in November is now available to Fannie Mae servicers and borrowers as an option to help prevent foreclosures. Fannie Mae on December 12, 2008, provided information and guidelines to its servicers regarding the implementation of the SMP.  The SMP [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/18/streamlined-mortgage-rate-modification-program-now-available-to-homeowners/</link>
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		<title>Delinquency Problems Revisited with Loans Modifications</title>
		<description><![CDATA[In a recent article written by Vikas Bajaj, he uncovers the concerning issue that distressed homeowners whose mortgage loan were recently modified are again delinquent on home loan payments, a top banking regulator said on Monday, raising questions about whether policy makers and mortgage lenders can successfully help them stay in their homes.
Data from the [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/09/delinquency-problems-revisited-with-loans-modifications/</link>
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		<title>Mortgage Loan Delinquencies Skyrocket</title>
		<description><![CDATA[Severe delinquencies among mortgage holders increased more than 50 % from year-ago levels during the third quarter, according to data released Tuesday morning by credit reporting agency Trans Union LLC. At the end of Q3, 3.96 % of homeowners were 60+ days in arrears, compared to 2.56 % one year earlier; historically, the severe delinquency [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/02/mortgage-loan-delinquencies-skyrocket/</link>
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		<title>Mortgage Loan Workout Programs</title>
		<description><![CDATA[As more than 11 million mortgages approach foreclosure nationally, a parade of lenders - including Chase, Bank of America and Citicorp - are offering to work-out hundreds of thousands of mortgage loans to keep borrowers in their homes.   &#8220;Check such programs out carefully,&#8221; advises Charleston mortgage attorney Bren Pomponio. Consider all perspectives of loan modifications [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/01/mortgage-loan-workout-programs/</link>
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		<title>Loan Modification Tips from the California DRE</title>
		<description><![CDATA[According to the California Department of Real Estate, real estate and mortgage brokers are allowed to modify mortgage loans as long as their services are fully completed before they are paid.  Loan Modification Outlet is an attorney backed mortgage relief service with partial refund options depending on how far along the individual is in the [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/01/loan-modification-tips-from-the-california-dre/</link>
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		<title>Foreclosure Prevention Advice</title>
		<description><![CDATA[These non-profit organizations offer assistance at no cost. If you are facing foreclosure and want to get more advice, give them a call. However, remember that most of these free services are overwhelmed with requests for mortgage relief and financial assistance.  If the free mortgage relief companies can’t help, do not be afraid to contact [...]]]></description>
		<link>http://www.mortgagenotemod.com/2008/12/01/foreclosure-prevention-advice/</link>
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